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Mary Simmons
Mary Simmons
Mary Simmons
Account & Derogatory Section
Account Name
Account Date
Account Number
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Account Balance
Account Mthly Payments
Derogatory Condition
Snippet Area 1
Account & Derogatory Field set (2)
Furnisher Accounts >> >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 2
Account & Derogatory Field set (3)
Furnisher Accounts >> >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 3
Account & Derogatory Field set (4)
Furnisher Accounts >> >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 4
Account & Derogatory Field set (5)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 5
Account & Derogatory Field set (6)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 6
Account & Derogatory Field set (7)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 7
Account & Derogatory Field set (8)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 8
Account & Derogatory Field set (9)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 9
Account & Derogatory Field set (10)
Furnisher Accounts >>
Account Name
Account Date
Account Number
Account Balance
Account Mthly Payments
Select a Reason
Choose reasons
Date open and/or High balance is incorrect
Filed Date is incorrect
I have never been late
Identity Theft
Incorrect high balance
Mistaken Identity
The account is outdated. Please removed it from my credit report
The balance is inaccurate
The balance should be 0
The charge-off date or amount is listed incorrectly
The credit limit is listed incorrectly
The date of last activity is inaccurate
The Date Open and/or the Status is incorrect
The date opened and high balance is incorrect
The date opened and monthly payments are incorrect
The date opened is incorrect
The discharge date file date amount and case number are inaccurate
The inquiry was not authorized
The status is incorrect on This account
The Statute of Limitations has past to collection on this debt
The wrong amount is being reported
This account is inaccurate. Please verify the Filing date closing date and account number
This account is not mine
This account s was a Charge-off and Balance should be 0
This account was a Bankruptcy/Charge-off and the balance should be $0
This account was closed by me and should state that
This account was paid off
This inquiry is more than two years old and I would like it removed
This is a duplicate account
This is not my account it belongs to a relative or another person with same/similar name
This is the wrong creditor for this item
I have no contract with this collector
FCRA LAWS and mandated Metro 2 format COMPLIANCE regulations require ANY and ALL data reported be CERTIFIED as CORRECT, COMPLETE and exacting in TESTIMONIAL TRUTH affirming the FACTS of every aspect of lawful standing and reporting. I DO NOT AUTHORIZE you
This account is inaccurate. Please verify the Filing date, closing date, balance, status and account number
I dont know anything about this account please perform a thorough investigation
Account is inaccurate, please investigate or delete from my credit report
Please investigate if every piece of information is correct. If not, please remove it from my credit report.
Information Provided is incorrect. Verification is inaccurate. Delete this information
Please verify accuracy and validity of the information being reported. How does this account belong to me?
Compliance Issue
Unverified account
complete payment history is inaccurate
Account number is incomplete
Highest balance field is empty
How was account validated? The account only shows updates being made when comparing before the dispute and after the dispute, there were no changes made. Furthermore, there was no documentation showing that the information reported is in fact accurate. Pl
How was this account certified? What proof was provided to prove and certify the validity of the information reporting? Please provide proof of certification.
This inquiry was an account review and should be listed as a soft inquiry
HIPPA violation. Remove immediately
The Date of Last Payment is inconsistent with the history
Derogatory Condition
Snippet Area 10
Comment